:root{
  --ink:#152033;--muted:#5e6a7d;--line:#dfe5ed;--paper:#ffffff;--soft:#f5f7fb;
  --brand:#174ea6;--brand2:#0d7a6d;--warm:#f0a43b;--max:1160px;--radius:18px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}img,svg{max-width:100%;height:auto}.container{width:min(calc(100% - 36px),var(--max));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:white;padding:10px;z-index:1000}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}.brand-mark{width:40px;height:40px;border-radius:12px;background:linear-gradient(135deg,var(--brand),var(--brand2));display:grid;place-items:center;color:white;font-weight:800}.brand strong{display:block;line-height:1.1}.brand small{display:block;color:var(--muted);font-size:.75rem;margin-top:3px}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.95rem}.menu-btn{display:none;border:1px solid var(--line);background:white;border-radius:10px;padding:9px 12px;font-weight:700}.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border-radius:12px;padding:12px 18px;font-weight:800;border:1px solid transparent;transition:.18s transform,.18s box-shadow}.button:hover{transform:translateY(-1px);box-shadow:0 8px 24px rgba(21,32,51,.12)}.button.primary{background:var(--brand);color:white}.button.secondary{background:white;color:var(--brand);border-color:#b9c8df}.button.dark{background:var(--ink);color:white}.hero{padding:76px 0 54px;background:radial-gradient(circle at 90% 15%,#dceaff 0,transparent 36%),linear-gradient(180deg,#f9fbff,#fff)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:52px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#e9f1ff;color:#194e96;border-radius:999px;padding:7px 12px;font-weight:800;font-size:.82rem;letter-spacing:.02em}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,4.45rem);line-height:1.03;letter-spacing:-.045em;margin:20px 0}.hero p.lead,.page-hero p.lead{font-size:clamp(1.08rem,2vw,1.3rem);color:var(--muted);max-width:760px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.trust-line{display:flex;flex-wrap:wrap;gap:18px;margin-top:26px;color:var(--muted);font-size:.94rem}.trust-line span:before{content:'✓';color:var(--brand2);font-weight:900;margin-right:7px}.hero-card{background:#101b2d;color:white;border-radius:26px;padding:28px;box-shadow:0 24px 60px rgba(21,32,51,.18)}.hero-card h2{margin-top:0;font-size:1.35rem}.signal{display:grid;grid-template-columns:40px 1fr;gap:12px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}.signal:last-child{border:0}.signal-icon{width:40px;height:40px;border-radius:12px;background:rgba(255,255,255,.12);display:grid;place-items:center}.signal strong{display:block}.signal small{color:#c9d4e6}.section{padding:72px 0}.section.soft{background:var(--soft)}.section-head{max-width:760px;margin-bottom:34px}.section-head h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.12;letter-spacing:-.03em;margin:0 0 12px}.section-head p{color:var(--muted);font-size:1.08rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 8px 24px rgba(21,32,51,.045)}.card h3{margin-top:10px;line-height:1.2}.card p{color:var(--muted)}.icon-box{width:48px;height:48px;border-radius:14px;background:#eaf1ff;color:var(--brand);display:grid;place-items:center;font-size:1.4rem}.card-link{display:inline-flex;margin-top:6px;font-weight:800}.guide-card{display:flex;flex-direction:column}.guide-card .meta{font-size:.82rem;color:var(--brand2);font-weight:800;text-transform:uppercase;letter-spacing:.04em}.guide-card h3{font-size:1.25rem}.guide-card .card-link{margin-top:auto}.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.checklist{list-style:none;padding:0}.checklist li{margin:12px 0;padding-left:29px;position:relative}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--brand2);font-weight:900}.cta-panel{border-radius:26px;padding:40px;background:linear-gradient(135deg,#10203a,#173f72);color:white;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta-panel h2{margin:0 0 8px;font-size:clamp(1.6rem,3vw,2.5rem);line-height:1.15}.cta-panel p{margin:0;color:#d6e1ef;max-width:690px}.page-hero{padding:68px 0 42px;background:linear-gradient(180deg,#f5f8fd,#fff)}.breadcrumbs{font-size:.9rem;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.content-wrap{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:54px;align-items:start}.prose{font-size:1.06rem}.prose h2{font-size:1.85rem;line-height:1.2;margin-top:2.3em;letter-spacing:-.025em}.prose h3{font-size:1.28rem;margin-top:1.8em}.prose p,.prose li{color:#354257}.prose ul,.prose ol{padding-left:1.35em}.prose .callout{background:#edf4ff;border-left:5px solid var(--brand);padding:20px 22px;border-radius:0 14px 14px 0;margin:28px 0}.prose .callout strong{color:var(--ink)}.prose .source-note{font-size:.92rem;background:var(--soft);padding:18px;border-radius:14px}.sidebar{position:sticky;top:100px}.side-card{border:1px solid var(--line);border-radius:18px;padding:22px;margin-bottom:18px;background:white}.side-card h3{margin-top:0}.side-card p{color:var(--muted);font-size:.95rem}.side-card .button{width:100%}.topic-list{list-style:none;padding:0;margin:0}.topic-list li{border-top:1px solid var(--line);padding:11px 0}.topic-list li:first-child{border-top:0}.topic-list a{text-decoration:none;font-weight:700}.tool{max-width:860px;margin:auto}.score-card{background:white;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:0 18px 50px rgba(21,32,51,.08)}.question{padding:18px 0;border-bottom:1px solid var(--line)}.question:last-of-type{border-bottom:0}.question p{font-weight:800;margin:0 0 10px}.options{display:flex;gap:10px;flex-wrap:wrap}.option{position:relative}.option input{position:absolute;opacity:0}.option label{display:inline-block;border:1px solid #bdc9d8;border-radius:999px;padding:8px 13px;cursor:pointer;font-weight:700}.option input:checked+label{background:var(--brand);border-color:var(--brand);color:white}.result{display:none;margin-top:24px;padding:24px;border-radius:18px;background:#eef5ff}.score-number{font-size:3.3rem;font-weight:900;line-height:1;color:var(--brand)}.footer{background:#101827;color:#d6deea;padding:54px 0 24px;margin-top:70px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px}.footer h3,.footer h4{color:white}.footer a{color:#d6deea}.footer small{color:#9cabc0}.fine-print{border-top:1px solid #2b3546;margin-top:34px;padding-top:20px;color:#9cabc0;font-size:.84rem}.badge{display:inline-block;font-size:.78rem;font-weight:800;padding:5px 9px;border-radius:999px;background:#e9f5f2;color:#0d6c61}.stat-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:18px;overflow:hidden}.stat{background:white;padding:24px}.stat strong{display:block;font-size:1.2rem}.stat span{color:var(--muted);font-size:.92rem}.article-list{display:grid;gap:16px}.article-row{display:grid;grid-template-columns:110px 1fr auto;gap:18px;align-items:center;padding:20px;border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--ink)}.article-row:hover{border-color:#a9bad2;box-shadow:0 8px 20px rgba(21,32,51,.06)}.article-row .tag{font-size:.78rem;color:var(--brand2);font-weight:800;text-transform:uppercase}.article-row h3{margin:3px 0;font-size:1.1rem}.article-row p{margin:0;color:var(--muted);font-size:.92rem}.arrow{font-size:1.4rem}.legal{max-width:820px}.notice{border:1px solid #f0d49c;background:#fff8e8;padding:18px;border-radius:14px}.mobile-cta{display:none}
@media(max-width:900px){.hero-grid,.split,.content-wrap{grid-template-columns:1fr}.hero-card{max-width:620px}.grid-3{grid-template-columns:1fr 1fr}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}.nav-links{display:none;position:absolute;left:0;right:0;top:72px;background:white;padding:18px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.article-row{grid-template-columns:1fr auto}.article-row .tag{grid-column:1/-1}.article-row p{display:none}}
@media(max-width:620px){.container{width:min(calc(100% - 24px),var(--max))}.hero,.section,.page-hero{padding-top:48px;padding-bottom:44px}.hero h1,.page-hero h1{font-size:2.55rem}.grid-3,.grid-2,.footer-grid,.stat-strip{grid-template-columns:1fr}.cta-panel{padding:28px;align-items:flex-start;flex-direction:column}.hero-actions .button{width:100%}.card{padding:21px}.score-card{padding:20px}.mobile-cta{display:block;position:fixed;z-index:30;bottom:12px;left:12px;right:12px}.mobile-cta .button{width:100%;box-shadow:0 8px 30px rgba(21,32,51,.25)}body{padding-bottom:72px}}